Free tools
Financial and payroll calculators
Interactive tools for interest, investment returns, loans, deposits, inflation, salaries and the rent-or-buy decision — with the formulas and explanations behind each calculation.
Part I
Financial calculators
Choose a calculator — it opens with the inputs, results and the formula behind the calculation.
12 calculators
Part II
Payroll calculator
Salary, social security contributions and taxes by contract type. Rates are for labor category III, persons born after 31.12.1959.
1 calculator
Part III
Rent or buy a home
The calculator compares two complete financial trajectories over the same horizon: buying with a mortgage versus renting and investing the difference.
1 calculator
Need more than a calculator?
We build a personal plan around your goal and horizon — clearly, and with no promises of returns.
The calculators are for guidance only and do not constitute financial, tax or legal advice. Parameters reflect 2026 legislation and should be verified annually. For a specific case, book a consultation with our specialists.